Privacy Policy
Types of Information Collected and How it is Used
Aggregate Information:
NW Insurance Agency collects information that is not personal information about Users to measure traffic on the Site. This information is collected automatically on an aggregate basis (“Aggregate Information”) through the use of a “cookie” or small text file placed on the User’s hard drive by the User’s Internet browser. The cookie allows NW Insurance Agency to track the number of hits or visits to various pages on the Site. The cookie is used only during a single connection to the Site, and is not used to track User activity after leaving the Site. The cookie is permanently disabled when the User exits the Site, and information about individual Users is not collected, saved or distributed to others by NW Insurance Agency except as provided for in this Policy. Aggregate Information helps NW Insurance Agency understand Users’ needs, improve the Site, and demonstrate to others the volume and nature of Site traffic. Aggregate Information may be shared with third parties as described in the section called “Information Provided to Third Parties” below.
Users Information:
Information may be obtained and/or retained from Users to: 1) process any and all insurance related services and products requested by the User; 2) facilitate the use of any other services, fee-based or otherwise, approved by the User. Information about Users for insurance quotes and applications may be provided by NW Insurance Agency to contracted insurance carriers and/or brokers on behalf of and with the permission of the User. User Information also may be provided to third parties, as described in the section called “Information Provided to Third Parties” below.
Products, Services and Survey Information:
Information may be obtained and/or retained to process orders for products and/or services offered by NW Insurance Agency. NW Insurance Agency also may obtain and/or retain information about Users who participate in surveys conducted by NW Insuarnce Agency. Product, Service and Survey Information about Users also may be provided to third parties, as described in the section called “Information Provided to Third Parties” below.
E-mail:
Information received from Users via e-mail may be used by NW Insurance Agency and may be provided to third parties as described in the section called “Information Provided to Third Parties” below.
Information Provided to Third Parties:
Information collected on this Site will only be provided to third parties in the manner specified in this Policy. Those who do not want their information shared in this manner should not provide the information. Information obtained and/or retained by NW Insurance Agency may be used by NW Insurance Agency, and may be provided to third parties, such as, but not limited to, insurance service providers and vendors, to conduct business, including, without limitation: i) completing the transaction(s) requested by the User; and ii) serving Users and/or reporting on transactions / activities/surveys conducted with NW Isurance Agency. NW Insurance Agency also may disclose information to comply with the law or legal process; to exercise NW Insurance Agency's legal rights or defend against legal claims; to enforce NW Insurance Agency’s policies (including, without limitation, its Terms of Use); or to protect the rights, property or safety of others.
Links to Other Sites:
This Site contains links to Internet sites of other businesses and resources, and each Internet site may have its own privacy and data collection policies and practices. NW Insurance Agency is not responsible for the privacy and data collection policies and practices of any linked Site or for the content of their Internet sites. Users interested in the privacy and data collection policies and practices of linked Internet Sites should review the policies of the Internet sites they choose to access.
NW Insurance Agency makes no representations or warranties of any kind, express or implied, about linked Internet sites and NW Insurance Agency disclaims all warranties and responsibilities of any kind, including, without limitation, warranties and responsibilities with respect to NW Insurance Agency. and other businesses’ and resources’ Internet sites, content, privacy and data collection policies and practices, and actions. Links to other Internet sites do not imply NW Insurance Agency’s endorsement or approval of such Internet sites or the resources and information contained within them, nor are such links or references indications that NW Insurance Agency has received specific authorization to provide these links or resources. NW Insurance Agency does not endorse, approve, certify or control such external Internet sites, and is not responsible for the accuracy, timeliness, completeness, efficacy, merchantability, usefulness, fitness for any particular purpose or correct sequencing of information located at such sites. The links and references on this Site to other Internet sites are provided solely as a convenience to Users of this Site.
Your Right to Access and Amend Your Personal Information:
You have the right to request access to the personal information that is maintained about you on this Site to ensure that it is accurate and current. You also can request corrections, amendments or deletions of any personal information obtained through this Site or otherwise in our possession.
To obtain access to, correct, amend, or delete any of your personal information: Submit a request in writing to NW Insurance Agency , P.O. Box 111, Savannah, MO 64485. The request should include your name; address; telephone number and email address; the specific personal information in dispute; and the identity of the document or record that contains the disputed personal information. Upon receipt of your request, we will contact you within 30 business days to notify you either that we have made the correction, amendment or deletion, or that we will not do so and the reasons for the decision not to do so.
Change to Policy:
NW Insurance Agency reserves the right to and may change this Policy at any time, and the change will become effective when the revised Policy is posted on this Site. You are encouraged to review this Policy periodically so you are informed about NW Insurance Agency's privacy practices and policies.